Women and Child Schemes (Central Sector)
Maternity benefits, girl child savings via Sukanya Samriddhi, Lakhpati Didi self-help groups, and minor savings. Below is the complete table and detailed summaries of all active and landmark central schemes under this category, verified on 15 October 2026.
Master Table: Women and Child Schemes
| # | Scheme Name | Key Financial Benefit | Target Beneficiary | Current Status | Action |
|---|---|---|---|---|---|
| 27 | PMMVY 2026: Rs 5,000 + Rs 6,000 for Girl Child, Apply, Status Also: Matru Vandana, pregnancy Rs 5000 yojana | First child: Rs 5,000 in two instalments (Rs 3,000 after registration and ANC, Rs 2,000 after birth registration and first round of vaccines). | Pregnant women and lactating mothers for the first child, and for the second child if it is a girl. Women in regular government jobs are excluded. | Updated 2026 | Read Details → |
| 28 | Sukanya Samriddhi Yojana 2026: 8.2% Interest, Rules, Calculator Also: Sukanya account, beti savings scheme | Interest 8.2% a year for Oct to Dec 2026 (revised every quarter). | Parents or legal guardians of a girl below 10 years. | Active | Read Details → |
| 29 | Lakhpati Didi Yojana 2026: What It Is, Who Can Join, How Also: Lakhpati Didi Yojana | Skills training and business support. | Women members of SHGs under DAY-NRLM in rural areas. | Updated 2026 | Read Details → |
| 30 | NPS Vatsalya 2026: Rs 250 Minimum, Rules, How to Open Also: NPS for children, Vatsalya pension | Start with just Rs 250; then at least Rs 250 a year. No upper limit. | Parents or guardians of any Indian child below 18 (including NRI children). | Updated 2026 | Read Details → |
Scheme Profiles & Quick Facts
27. PMMVY 2026: Rs 5,000 + Rs 6,000 for Girl Child, Apply, Status
Ministry: Ministry of Women and Child DevelopmentWhat it gives: Cash help for pregnant women and new mothers, so they can rest and eat well.
Who is eligible: Pregnant women and lactating mothers for the first child, and for the second child if it is a girl. Women in regular government jobs are excluded.
28. Sukanya Samriddhi Yojana 2026: 8.2% Interest, Rules, Calculator
Ministry: Department of Economic Affairs, Ministry of Finance (Beti Bachao Beti Padhao)What it gives: A savings account for a girl child with high, tax-free interest. Money is for her studies and marriage.
Who is eligible: Parents or legal guardians of a girl below 10 years.
29. Lakhpati Didi Yojana 2026: What It Is, Who Can Join, How
Ministry: Ministry of Rural DevelopmentWhat it gives: Helps rural women in self-help groups (SHGs) earn at least Rs 1 lakh a year, steadily, through training, credit and market links.
Who is eligible: Women members of SHGs under DAY-NRLM in rural areas.
30. NPS Vatsalya 2026: Rs 250 Minimum, Rules, How to Open
Ministry: Ministry of Finance (PFRDA)What it gives: A pension account that parents open for a child. It turns into a normal NPS account when the child turns 18.
Who is eligible: Parents or guardians of any Indian child below 18 (including NRI children).