All 55 Central Government Schemes Directory (14 Sectors)
This page lists all 55 central government schemes covered on govtschemes.net, organized across 14 distinct socio-economic sectors. Every scheme page contains full eligibility checklists, benefit calculations, document lists, step-by-step application instructions, and official helpline numbers.
Jump to Sector:
Agriculture and Farmers (कृषि और किसान)
Direct income support, crop insurance, credit cards, solar pumps, and infrastructure funds for Indian farmers.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 1 | PM Kisan Yojana 2026: 24th Kist Date, Status Check, e-KYC Also: PM Kisan, Kisan Samman Nidhi, PM Kisan Yojana | Rs 6,000 a year, paid as three instalments of Rs 2,000. | Landholding farmer families (husband, wife and minor children) whose land records are on the PM-KISAN portal. | Updated 2026 | Read → |
| 2 | PM Fasal Bima Yojana 2026: Premium, Last Date, Claim Status Also: Fasal Bima, crop insurance yojana | Farmer pays at most 2% of sum insured for Kharif food and oilseed crops. | All farmers, including tenant and sharecropper farmers, growing notified crops in notified areas. Enrolment is voluntary. | Pending Approval | Read → |
| 3 | Kisan Credit Card 2026: Rs 5 Lakh Limit, 4% Interest, How to Apply Also: KCC loan, kisan card | Short-term crop loan at 7% interest under MISS on eligible amounts. | Owner farmers, tenant farmers, oral lessees, sharecroppers, SHGs / JLGs of farmers, fishers and animal husbandry farmers. | Pending Approval | Read → |
| 4 | PM Kisan Maandhan Yojana: Rs 3,000 Pension, Contribution Chart Also: Kisan pension yojana | Minimum assured pension of Rs 3,000 a month from age 60. | Small and marginal farmers aged 18 to 40 with up to 2 hectares of cultivable land. | Active | Read → |
| 5 | PM Kusum Yojana 2026: Solar Pump Subsidy, Status, KUSUM 2.0 Also: PM Kusum, solar pump yojana | Component A: small solar plants (up to 2 MW) on barren or farm land, sell power to the DISCOM. | Individual farmers, groups, FPOs, cooperatives, panchayats and water user associations. | Pending Approval | Read → |
| 6 | Agriculture Infrastructure Fund: 3% Interest Subvention, Apply Also: Agri Infra Fund | 3% a year interest subvention on loans up to Rs 2 crore, for up to 7 years. | Farmers, FPOs, PACS, SHGs, cooperatives, agri-entrepreneurs, startups and State agencies. | Pending Approval | Read → |
| 7 | PM Dhan-Dhaanya Krishi Yojana: 100 Districts List, Benefits Also: Dhan Dhaanya Yojana | Annual outlay of about Rs 24,000 crore through convergence of existing schemes. | Farmers in the 100 selected districts (at least one per State/UT). | Active | Read → |
| 8 | PM Matsya Sampada Yojana: 40% / 60% Subsidy, Latest Status Also: Matsya Sampada, fish farming subsidy | 40% of unit cost as government assistance for general category. | Fishers, fish farmers, fish workers and vendors, SHGs, JLGs, cooperatives, FFPOs and entrepreneurs. | Pending Approval | Read → |
Health (स्वास्थ्य)
Universal health coverage, Ayushman cards for senior citizens, digital health records, and affordable medicines.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 9 | Ayushman Card 2026: Eligibility, Download, Hospital List Also: Ayushman card, Ayushman Bharat, 5 lakh health card | Cover of Rs 5 lakh per family per year for secondary and tertiary hospital care. | Poor and vulnerable families listed in SECC 2011 and later State lists, plus all citizens aged 70 and above (see Vay Vandana card). | Active | Read → |
| 10 | Ayushman Vay Vandana Card: 70+ Free Rs 5 Lakh Cover, Apply Also: Vay Vandana card, senior citizen Ayushman card | Up to Rs 5 lakh a year, shared by seniors of the same family. | All citizens aged 70 years and above, rich or poor. | Active | Read → |
| 11 | ABHA Card: Create Online, Download, ABHA vs Ayushman Card Also: ABHA card, health ID card | Free 14-digit ABHA number and an ABHA address (like name@abdm). | Any Indian resident. Children can be added by parents. | Pending Approval | Read → |
| 12 | Jan Aushadhi Kendra: Cheap Medicines, Store Near Me, Open a Kendra Also: Jan Aushadhi Kendra, generic medicine store | Generic medicines usually 50% to 90% cheaper than branded medicines (as stated by PMBI). | Anyone can buy. Individuals, NGOs, pharmacists and institutions can open a Kendra. | Active | Read → |
Housing (आवास)
Pucca houses with basic amenities for rural and urban homeless or low-income families.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 13 | PM Awas Yojana Gramin 2026: New List, Awaas Plus Survey, Status Also: PM Awas Gramin, gramin awas yojana | Rs 1.20 lakh in plain areas. | Rural homeless and kutcha-house families picked from SECC 2011 / Awaas+ lists and verified by the Gram Sabha. | Updated 2026 | Read → |
| 14 | PMAY Urban 2.0: Rs 2.5 Lakh Help, Rs 1.8 Lakh Loan Subsidy, Apply Also: PM Awas Urban, PMAY 2.0, home loan subsidy | BLC / AHP (EWS only): Rs 2.5 lakh total government help per house. Centre gives Rs 2.25 lakh in NE, Himalayan States and UTs with legislature, Rs 2.5 lakh in other UTs, and Rs 1.5 lakh in other States (the State adds at least Rs 1 lakh). | Urban EWS, LIG and MIG families with no pucca house anywhere in India. | Replaced | Read → |
Food and Ration (खाद्य और राशन)
Free foodgrains under PMGKAY, NFSA ration entitlements, and One Nation One Ration Card portability.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 15 | Free Ration Yojana 2026: PMGKAY Till 2028, Ration Card, ONORC Also: free ration yojana, ration card | PHH: 5 kg foodgrains per person per month, free. | NFSA ration card holders: Priority Households (PHH) and Antyodaya Anna Yojana (AAY) families. About 81.35 crore people. | Active | Read → |
Education and Scholarships (शिक्षा और छात्रवृत्ति)
Central scholarships for SC/ST/OBC students, mid-day meals, education loans, and National Scholarship Portal.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 16 | NSP Scholarship 2026-27: Last Date 31 Oct, OTR, Status Check Also: NSP scholarship, sarkari scholarship | Scholarship amounts differ by scheme and course. Paid by DBT to the student's Aadhaar-linked account. | School and college students who meet a scheme's caste, income, marks or category rules. | Active | Read → |
| 17 | Post Matric Scholarship SC 2026-27: Rs 2.5 Lakh Limit, Apply Also: SC scholarship, post matric scholarship | Compulsory non-refundable fees paid as fixed by the State fee committee. | SC students in Class 11 and above with family income up to Rs 2.5 lakh a year. | Active | Read → |
| 18 | PM Yasasvi Scholarship 2026: OBC Post Matric, Eligibility, Apply Also: PM Yasasvi, OBC scholarship | Pre-matric (Class 9-10) and post-matric scholarships with fee and allowance as per guidelines. | OBC, EBC and DNT students meeting income and course rules. | Updated 2026 | Read → |
| 19 | PM Vidyalaxmi Education Loan: No Collateral, 3% Interest Help Also: Vidyalaxmi education loan | No collateral, no guarantor. | Students admitted to eligible Quality Higher Education Institutions (about 1,425 in the current list). | Active | Read → |
| 20 | PM Poshan (Mid Day Meal) 2026: Who Gets It, Menu Norms, Status Also: Mid-day meal | Primary: 450 kcal and 12 g protein per meal. | Children in Balvatika and Classes 1 to 8 in government and government-aided schools. | Pending Approval | Read → |
Employment and Skilling (रोज़गार और कौशल)
Skill development, apprentice internships, artisan support via PM Vishwakarma, and unorganised worker registration.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 21 | PM Internship Scheme 2026: Rs 9,000 Stipend, Eligibility, Apply Also: PM Internship Yojana | Monthly stipend, reported as Rs 9,000 under the March 2026 revised rules (earlier Rs 5,000). | Indian youth aged 18 to 25 (revised pilot rules) who are not in full-time education or employment. Final-year students allowed under revised rules (ve | Pending Approval | Read → |
| 22 | PMKVY 4.0 2026: Free Skill Courses, Registration, Certificate Also: PMKVY, free skill training | Free training at accredited centres. | Indian youth, mostly school/college dropouts and job seekers. Age rules per course (commonly 15 to 59; verify). | Pending Approval | Read → |
| 23 | PM Vishwakarma Yojana 2026: Rs 3 Lakh Loan at 5%, Rs 15,000 Toolkit Also: Vishwakarma Yojana, artisan loan scheme | PM Vishwakarma certificate and ID card. | Self-employed artisans in 18 trades like carpenter, blacksmith, goldsmith, potter, cobbler, mason, barber, tailor, washerman, basket maker, doll maker | Active | Read → |
| 24 | e-Shram Card 2026: Registration, Download, Benefits, Fake Claims Also: e-Shram card, shramik card | Free 12-digit UAN e-Shram card. | Unorganised workers aged 16 to 59 such as construction, domestic, gig and platform workers, street vendors, farm labourers. | Pending Approval | Read → |
| 25 | PM Viksit Bharat Rozgar Yojana: Rs 15,000 for First Job, Rules Also: ELI scheme, Rs 15,000 first job incentive | Part A: up to Rs 15,000 (one month's EPF wage, capped) in two instalments, after 6 months and after 12 months of service. The second needs completion of a financial literacy course. | Part A: first-time employees registered with EPFO. Part B: employers creating extra jobs. | Active | Read → |
| 26 | DDU-GKY 2026: Free Skill Training and Jobs for Rural Youth Also: DDU-GKY, gramin kaushal yojana | Free training with food and stay in residential courses. | Rural youth from poor families, usually aged 15 to 35 (up to 45 for women, SC/ST, PwD and other special groups). | Active | Read → |
Women and Child (महिला और बाल)
Maternity benefits, girl child savings via Sukanya Samriddhi, Lakhpati Didi self-help groups, and minor savings.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 27 | PMMVY 2026: Rs 5,000 + Rs 6,000 for Girl Child, Apply, Status Also: Matru Vandana, pregnancy Rs 5000 yojana | First child: Rs 5,000 in two instalments (Rs 3,000 after registration and ANC, Rs 2,000 after birth registration and first round of vaccines). | Pregnant women and lactating mothers for the first child, and for the second child if it is a girl. Women in regular government jobs are excluded. | Updated 2026 | Read → |
| 28 | Sukanya Samriddhi Yojana 2026: 8.2% Interest, Rules, Calculator Also: Sukanya account, beti savings scheme | Interest 8.2% a year for Oct to Dec 2026 (revised every quarter). | Parents or legal guardians of a girl below 10 years. | Active | Read → |
| 29 | Lakhpati Didi Yojana 2026: What It Is, Who Can Join, How Also: Lakhpati Didi Yojana | Skills training and business support. | Women members of SHGs under DAY-NRLM in rural areas. | Updated 2026 | Read → |
| 30 | NPS Vatsalya 2026: Rs 250 Minimum, Rules, How to Open Also: NPS for children, Vatsalya pension | Start with just Rs 250; then at least Rs 250 a year. No upper limit. | Parents or guardians of any Indian child below 18 (including NRI children). | Updated 2026 | Read → |
Savings and Banking (बचत और बैंकिंग)
Zero-balance Jan Dhan bank accounts, Senior Citizen Savings Scheme, and Public Provident Fund.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 31 | PM Jan Dhan Yojana 2026: Zero Balance Account, Rs 10,000 OD, Insurance Also: Jan Dhan account, zero balance account | No minimum balance. | Any Indian aged 10 or above without a bank account (minors can open with a guardian). | Active | Read → |
| 32 | SCSS Interest Rate Oct-Dec 2026: 8.2%, Rs 30 Lakh Limit, Rules Also: SCSS, senior citizen FD post office | 8.2% a year for Oct to Dec 2026 (rate locked at opening for the full term). | Indians aged 60+; retired civilians 55-60 and retired defence staff 50-60 (within set time of retirement benefits). | Active | Read → |
| 33 | PPF Interest Rate Oct-Dec 2026: 7.1%, Rules, Limits Also: PPF account | 7.1% a year for Oct to Dec 2026. | Any resident Indian individual (one account per person; a guardian can open for a minor). | Active | Read → |
Insurance (बीमा)
Affordable micro-insurance: Rs 2 lakh life cover under PMJJBY and accidental disability cover under PMSBY.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 34 | PMJJBY 2026: Rs 2 Lakh Life Cover for Rs 436, Claim Process Also: Rs 436 insurance, jeevan jyoti bima | Rs 2 lakh to the nominee on death due to any cause. | Bank or post office account holders aged 18 to 50. | Active | Read → |
| 35 | PMSBY 2026: Rs 2 Lakh Accident Insurance for Rs 20, Claim Also: Rs 20 insurance, accident bima | Rs 2 lakh on accidental death or total permanent disability. | Savings account holders aged 18 to 70. | Active | Read → |
Pension (पेंशन)
Guaranteed pensions for unorganised workers, Atal Pension Yojana for all citizens, and Unified Pension Scheme.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 36 | PM Shram Yogi Maandhan: Rs 3,000 Pension for Workers, Apply Also: Shram Yogi pension, labour pension 3000 | Minimum Rs 3,000 a month pension after 60. | Unorganised workers aged 18 to 40 earning up to Rs 15,000 a month. | Active | Read → |
| 37 | Atal Pension Yojana 2026: Chart, Rs 5,000 Pension, Eligibility Also: APY, Atal pension | Fixed pension of Rs 1,000, 2,000, 3,000, 4,000 or 5,000 a month from 60. | Indian citizens aged 18 to 40 with a bank or post office savings account. Not for income tax payers (from 1 Oct 2022). | Updated 2026 | Read → |
| 38 | Unified Pension Scheme (UPS): Rules, Payout, Deadline Also: UPS pension | 50% of average basic pay of the last 12 months, after 25 years of service (proportionate for 10-25 years). | Central Government employees covered by NPS. | Active | Read → |
MSME, Business and Startup (MSME, कारोबार और स्टार्टअप)
Mudra loans, PMEGP subsidies, street vendor loans, startup seed funds, and collateral-free credit guarantees.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 39 | PMEGP Loan 2026: Up to 35% Subsidy, Rs 50 Lakh Projects, Apply Also: PMEGP loan, KVIC subsidy loan | Projects up to Rs 50 lakh (manufacturing) and Rs 20 lakh (service). | Individuals aged 18+, SHGs, institutions, cooperatives and trusts starting new units. | Pending Approval | Read → |
| 40 | Mudra Loan 2026: Shishu, Kishore, Tarun, Tarun Plus Rs 20 Lakh Also: Mudra loan, business loan without guarantee | Shishu: up to Rs 50,000. | Small business owners and new entrepreneurs in manufacturing, trading, services and allied farm activities. | Updated 2026 | Read → |
| 41 | Stand Up India Scheme 2026: Closed? New Rs 2 Crore Scheme Status Also: Stand Up India loan | Loans of Rs 10 lakh to Rs 1 crore (until March 2025). | Was for SC/ST and women entrepreneurs aged 18+. | Closed | Read → |
| 42 | PM SVANidhi 2026: Rs 15,000 to Rs 50,000 Loan + Credit Card Also: SVANidhi loan, rehri patri loan | 1st loan up to Rs 15,000 (12 months), 2nd up to Rs 25,000 (18 months), 3rd up to Rs 50,000 (36 months). | Urban street vendors with a vending certificate / ID or a Letter of Recommendation from the ULB / Town Vending Committee. | Updated 2026 | Read → |
| 43 | Startup India Registration 2026: DPIIT Recognition, Seed Fund Also: Startup India registration | DPIIT recognition makes you eligible for tax holiday (80-IAC, with separate approval), self-certification, faster patents with fee rebate. | Private limited companies, LLPs and partnership firms that are young and innovative. | Updated 2026 | Read → |
| 44 | CGTMSE Loan 2026: Rs 10 Crore Collateral-Free MSME Loan, Fees Also: CGTMSE loan, collateral free MSME loan | Guarantee cover on loans up to Rs 10 crore per borrower. | New and existing micro and small enterprises in manufacturing, services and retail trade. | Updated 2026 | Read → |
| 45 | PMFME Yojana 2026: 35% Subsidy up to Rs 10 Lakh, Apply Also: PMFME subsidy, food processing loan | 35% credit-linked capital subsidy, up to Rs 10 lakh per unit. | Individual micro food units, FPOs, SHGs and cooperatives. | Pending Approval | Read → |
Energy (ऊर्जा)
Free rooftop solar power under PM Surya Ghar, LPG gas connections under PM Ujjwala, and EV subsidies.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 46 | Ujjwala Yojana 2026: Rs 300 Subsidy on 4 Refills, New Connection Also: Ujjwala gas connection, free LPG | Deposit-free connection with first refill and stove (as per current OMC terms). | Adult women from poor households with no LPG connection in the home. | Updated 2026 | Read → |
| 47 | PM Surya Ghar Yojana 2026: Rs 78,000 Subsidy, Apply, Status Also: rooftop solar subsidy, free bijli yojana | Rs 30,000 for 1 kW, Rs 60,000 for 2 kW, Rs 78,000 for 3 kW or more (central financial assistance). | Households with their own roof and a valid electricity connection. | Active | Read → |
| 48 | PM E-DRIVE 2026: EV Scooter Subsidy Rs 5,000 Till 2028 Also: EV subsidy, electric scooter subsidy | e-2W: Rs 2,500 per kWh of battery, max Rs 5,000 per vehicle (for vehicles registered 1 Apr 2025 to 31 Mar 2028, ex-factory price up to Rs 1.5 lakh). | Buyers of eligible EV models from registered makers. | Updated 2026 | Read → |
Rural Development, Water and Sanitation (ग्रामीण विकास, पानी और स्वच्छता)
125 days guaranteed rural work under VB-G RAM G, tap water to every village, Swachh Bharat toilets, and roads.
| # | Scheme Name | Key Benefit Amount | Who Can Apply | Status / Flag | Details |
|---|---|---|---|---|---|
| 49 | VB-G RAM G 2026: MGNREGA Replaced, 125 Days Work, Job Card Also: VB G RAM G, new NREGA, 125 days rozgar, job card | At least 125 days of wage work per household per financial year. | Every rural household whose adult members are willing to do unskilled manual work. | Replaced | Read → |
| 50 | Jal Jeevan Mission 2026: Har Ghar Jal, JJM 2.0 Till 2028 Also: Har Ghar Nal, Har Ghar Jal | Functional household tap connection. | All rural households. | Updated 2026 | Read → |
| 51 | Shauchalay Yojana 2026: Rs 12,000 Toilet Scheme, Apply Online Also: toilet yojana, shauchalay yojana 12000 | Rs 12,000 incentive for an individual household latrine (IHHL). | Eligible rural households without a toilet: BPL and identified APL households (SC/ST, small and marginal farmers, landless labourers with homestead, P | Active | Read → |
| 52 | PM Gram Sadak Yojana IV: Rules, Status, Meri Sadak Complaint Also: gram sadak yojana | 25,000 habitations, 62,500 km roads under PMGSY-IV, outlay Rs 70,125 crore. | Habitations of 500+ (plains), 250+ (NE/hill) and 100+ (LWE districts) that lack road links. | Active | Read → |