Ayushman Vay Vandana Card: 70+ Free Rs 5 Lakh Cover, Apply
📌Quick Facts & Summary
Key Benefit
Up to Rs 5 lakh a year, shared by seniors of the same family.
Who Can Apply
All citizens aged 70 years and above, rich or poor.
Status / Deadline
No issues found. Facts checked 15 Oct 2026.
Official Portal
Helpline
14555
Last Verified
15 October 2026
🔗 Important Action Links (Official Portals):
What is the Scheme?
Free hospital cover for every Indian aged 70 or more, with no income limit.
Also known as: Vay Vandana card, senior citizen Ayushman card
Who is it for?
All citizens aged 70 years and above, rich or poor.
Benefits and Financial Assistance
| # | Key Benefit / Entitlement Details | Category / Mode |
|---|---|---|
| 1 | Up to Rs 5 lakh a year, shared by seniors of the same family. | Primary Benefit (DBT/Subsidy) |
| 2 | If the family is already under PM-JAY, the senior gets an extra Rs 5 lakh top-up just for them. | Direct Support |
| 3 | Cashless care at empanelled hospitals. | Direct Support |
Eligibility Criteria
Applicants must meet the following eligibility conditions:
- Age 70 or more as per Aadhaar.
- Those in CGHS, ECHS or CAPF schemes can choose either their scheme or PM-JAY. Those with private insurance or ESIC can also take this.
Documents Needed
Keep the following documents ready before submitting your application:
- ✓ Aadhaar card (age is taken from Aadhaar)
- ✓ Mobile number
How to Apply Online (Step-by-Step)
- Open the Ayushman App or beneficiary.nha.gov.in.
- Choose 'Enroll for 70+'. Enter Aadhaar and do e-KYC.
- Download the Vay Vandana card.
How to Apply Offline
- Visit any empanelled hospital or CSC with Aadhaar.
How to Check Application / Payment Status
- Check on the Ayushman App or call 14555.
Official Website and Helpline Numbers
| Official Portal | https://beneficiary.nha.gov.in ↗ |
|---|---|
| Helpline / Contact | 14555 |
| Nodal Ministry | Ministry of Health and Family Welfare (NHA) |
Important Dates & Milestones
Launched 29 Oct 2024. Checked 15 Oct 2026.
Frequently Asked Questions (FAQs)
❓ Is there an income limit?
No.
❓ My father has private insurance. Can he still get it?
Yes.
❓ Is age proof other than Aadhaar accepted?
Enrolment uses Aadhaar age.
❓ Can I get it if I am 69?
Not yet. You become eligible at 70.
Sources & Official References
All facts on this page were verified on 15 October 2026 from the following official government sources:
- Cabinet decision (70+ coverage): https://www.pmindia.gov.in/en/news_updates/cabinet-approves-health-coverage-to-all-senior-citizens-of-the-age-70-years-and-above-irrespective-of-income-under-ayushman-bharat-pradhan-mantri-jan-arogya-yojana-ab-pm-jay/ [resolves (HTTP 200)] ↗
- PIB on Vay Vandana enrolment: https://www.pib.gov.in/PressReleasePage.aspx?PRID=2082288&lang=2®=3 [resolves (HTTP 200)] ↗
Fact-Check Verification: This scheme entry was reviewed and fact-checked by Abhishek (govtschemes.net) using official PIB releases, ministry guidelines, and gazette records.
If you notice any outdated rule or change, please report a correction.
Related Central Government Schemes
Other central government schemes in the same sector and target audience:
Notice: govtschemes.net is not a government website. We are an independent information site. Always confirm eligibility and apply only on official government portals.