Atal Pension Yojana 2026: Chart, Rs 5,000 Pension, Eligibility
📌Quick Facts & Summary
Key Benefit
Fixed pension of Rs 1,000, 2,000, 3,000, 4,000 or 5,000 a month from 60.
Who Can Apply
Indian citizens aged 18 to 40 with a bank or post office savings account. Not for income tax payers (from 1 Oct 2022).
Status / Deadline
Changed: continued till 2030-31 (Cabinet, early 2026).
Official Portal
Helpline
1800-110-069
Last Verified
15 October 2026
🔗 Important Action Links (Official Portals):
What is the Scheme?
A guaranteed pension of Rs 1,000 to Rs 5,000 a month from age 60, for a small monthly saving.
Also known as: APY, Atal pension
Who is it for?
Indian citizens aged 18 to 40 with a bank or post office savings account. Not for income tax payers (from 1 Oct 2022).
Benefits and Financial Assistance
| # | Key Benefit / Entitlement Details | Category / Mode |
|---|---|---|
| 1 | Fixed pension of Rs 1,000, 2,000, 3,000, 4,000 or 5,000 a month from 60. | Primary Benefit (DBT/Subsidy) |
| 2 | Same pension to spouse after your death; then the corpus goes to the nominee. | Direct Support |
| 3 | Monthly contribution from Rs 42 (Rs 1,000 pension, join at 18) to Rs 1,454 (Rs 5,000 pension, join at 40). | Direct Support |
Eligibility Criteria
Applicants must meet the following eligibility conditions:
- Age 18 to 40.
- Savings account.
- Not an income tax payer now or earlier.
Documents Needed
Keep the following documents ready before submitting your application:
- ✓ Savings account
- ✓ Aadhaar
- ✓ Mobile number
- ✓ Nominee details
How to Apply Online (Step-by-Step)
- Use your bank's net banking / app (APY option).
- Choose pension amount; auto-debit starts.
How to Apply Offline
- Fill the APY form at your bank or post office branch.
How to Check Application / Payment Status
- Download the e-PRAN / statement from the NSDL (Protean) CRA APY page or the bank.
Official Website and Helpline Numbers
| Official Portal | https://www.pfrda.org.in/schemes/atal-pension-yojana-apy ↗ |
|---|---|
| Helpline / Contact | 1800-110-069 |
| Nodal Ministry | Department of Financial Services, Ministry of Finance (PFRDA) |
Important Dates & Milestones
Continued to 2030-31. Checked 15 Oct 2026.
Frequently Asked Questions (FAQs)
❓ Can I change the pension amount?
Yes, once a year (in April) as per rules.
❓ I pay income tax. Can I join?
No, not after 1 Oct 2022.
❓ What if I miss payments?
Overdue charges apply; long default can freeze and then close the account.
❓ Can I leave before 60?
Voluntary exit gets only your contributions plus returns, not the government's share.
Sources & Official References
All facts on this page were verified on 15 October 2026 from the following official government sources:
- PFRDA APY page: https://www.pfrda.org.in/schemes/atal-pension-yojana-apy [resolves (HTTP 200)] ↗
- APY FAQ (PFRDA, PDF): https://pfrda.org.in/documents/33652/114089/APY.pdf/4c6f5087-e4b0-d5d6-9249-1041e42b2d14?t=1749622055525 [resolves (HTTP 200)] ↗
- Cabinet: APY continued till 2030-31: https://www.pmindia.gov.in/en/news_updates/cabinet-approves-for-continuation-of-atal-pension-yojana-apy-and-extension-of-funding-support-for-promotional-and-developmental-activities-and-gap-funding-till-2030-31/ [resolves (HTTP 200)] ↗
Fact-Check Verification: This scheme entry was reviewed and fact-checked by Abhishek (govtschemes.net) using official PIB releases, ministry guidelines, and gazette records.
If you notice any outdated rule or change, please report a correction.
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